Brokerage, strategic consulting and hands-on managed services in one team. We help you choose the right plans, then stay with you to run them every day of the year.
Traditional ACA options often come with renewal increases that just aren’t sustainable for a growing team.
Newer options like level-funded plans and ICHRA can help — but they take real expertise to evaluate and manage well.
Enrollment, eligibility, COBRA and employee questions land on people who already wear five hats.
Use one service or all three. Most clients start with brokerage and add support as they grow.
The right carriers and plans, at the right price.
We market your group, negotiate renewals and place health, dental, vision and more.
Strategy that holds up to the numbers.
Independent analysis to design, benchmark and govern a competitive benefits package.
An extension of your HR team.
We own day-to-day administration, employee support and compliance operations, so you don’t have to.
Every renewal, we compare funding arrangements side by side and walk you through the trade-offs in plain English.
Compare options for my teamThe traditional route: a fixed premium to the carrier, who carries the claims risk.
A predictable monthly payment, paid by ACH, that covers expected claims, administration and stop-loss protection.
A tax-advantaged allowance employees use to pick their own individual plan.
Captives and other arrangements, modeled against your claims and risk tolerance.
A quarterly rhythm keeps your data clean, your team informed and your next renewal planned well ahead of time.
Confirm goals and priorities, share compliance and market updates, and audit data across HR, benefits and payroll.
Gather employee and stakeholder feedback, review early claims trends and map a high-level renewal roadmap.
Shop the market, review results with clear recommendations, and plan open enrollment communications.
Lead open enrollment, audit elections, update payroll and HR systems and validate data for the new plan year.
“Working with the team completely changed how we approach employee benefits. They made a complicated process feel simple, helped us find a plan that worked for our budget, and gave our employees the confidence that they were being taken care of. It’s been a fantastic partnership.”
Tell us a bit about your team and we’ll come back with a clear view of your options — no obligation.
Prefer to talk? Call 864-940-4245
