We help employers across Texas build a benefits package their team values, at a cost the business can plan around, with hands-on support from quote to renewal.
Bespoke Benefits is an independent employee benefits brokerage that works with small and mid-sized employers across Texas. Whether your team is in Dallas, Houston, Austin or San Antonio, we help you find real options beyond whatever your carrier sends over at renewal.
We're headquartered in Greenville, South Carolina and serve employers nationwide. Distance doesn't change the service: you get a dedicated team, quick answers and a clear plan for every renewal.
Our approach is simple: understand your business first, then shop the market for the plan design that fits, not the other way around.
Level funding gives employers many of the advantages of self-funding with a predictable monthly payment. If your group's claims come in lower than expected, you may get money back at the end of the plan year. For many Texas businesses with healthy groups, it's the most effective way to control health costs.
With an ICHRA, you give employees a set, tax-free monthly allowance, and they choose an individual plan that fits them. It's a strong fit for employers with teams spread across Texas or in several states. Plan choices depend on what's available in each employee's local individual market, and we help you see that before you commit.
Traditional group coverage still makes sense for some employers. We compare fully insured options alongside alternative funding so you can see the full picture, side by side.
Dental, vision, life, disability and other voluntary benefits round out a competitive package. They're often the easiest way to make your benefits stand out to candidates without a big jump in cost.
Yes. We're headquartered in South Carolina and serve employers nationwide, including across Texas. Most of our work happens by phone, video and email, so location doesn't slow anything down.
Yes, for many groups. Eligibility and pricing depend on your group's size and health. We can usually tell you quickly whether level funding is worth exploring.
You set a monthly allowance for each class of employee, and employees use it to buy an individual health plan. Reimbursements are tax-free when the plan is set up correctly. We help with plan design, setup and employee enrollment.
Ideally 90 to 120 days before your renewal date. That leaves time to collect quotes, compare funding options and communicate changes to employees.
Dental, vision, life, short- and long-term disability, and other voluntary benefits.
Whether your renewal is next month or next year, a short conversation will show you what options you have. No pressure, just a clear picture.
Prefer to talk? Call (855) 589-8699