South Carolina Employee Benefits Broker

Headquartered in Greenville, serving employers across South Carolina and nationwide. We help you build a benefits package your team values, at a cost your business can plan around.

Your benefits options
Greenville, SC
What we compare
Level-funded health plans
ICHRA
Fully insured group plans
Ancillary benefits
BB
Local roots, national reach
Serving employers nationwide

Rooted in South Carolina, built for employers everywhere

Bespoke Benefits is an independent employee benefits brokerage headquartered in Greenville, South Carolina. We work with small and mid-sized employers who are tired of renewal surprises and want real options beyond whatever their carrier sends over.

South Carolina is home, but our clients aren't limited by state lines. We serve employers across the country, so whether your team is in one office in the Upstate or spread across several states, you get the same hands-on guidance.

Our approach is simple: understand your business first, then shop the market for the plan design that fits, not the other way around.

Benefits solutions for South Carolina employers

Level-funded health plans

Level funding gives smaller employers many of the advantages of self-funding with a predictable monthly payment. If your group's claims come in lower than expected, you may get money back at the end of the plan year. For many South Carolina businesses with healthy groups, it's the most effective way to control health costs.

ICHRA (Individual Coverage HRA)

With an ICHRA, you give employees a set, tax-free monthly allowance, and they choose an individual plan that fits them. It's a strong fit for employers with teams in multiple states or a workforce with very different coverage needs. Plan choices depend on what's available in each employee's local individual market, and we help you see that before you commit.

Fully insured group plans

Traditional group coverage still makes sense for some employers. We compare fully insured options alongside alternative funding so you can see the full picture, side by side.

Ancillary benefits

Dental, vision, life, disability and other voluntary benefits round out a competitive package. They're often the easiest way to make your benefits stand out to candidates without a big jump in cost.

Why employers work with Bespoke

Deep level-funding expertise. Alternative funding is our specialty, not a side offering. We know how to tell whether your group is a good candidate before you spend time on it.
We shop the market. As an independent broker, we compare options across carriers and funding models instead of renewing whatever lands on your desk.
Support after the sale. Our support team handles the day-to-day questions from you and your employees, all year, not just at renewal.
Local roots, national reach. A South Carolina headquarters with the experience to serve employers in any state.

Frequently asked questions

Do you only work with South Carolina businesses?

No. We're headquartered in South Carolina, but we serve employers nationwide, including companies with employees in more than one state.

Are level-funded plans available to small businesses in South Carolina?

Yes, for many groups. Eligibility and pricing depend on your group's size and health. We can usually tell you quickly whether level funding is worth exploring.

How does an ICHRA work for South Carolina employers?

You set a monthly allowance for each class of employee, and employees use it to buy an individual health plan. Reimbursements are tax-free when the plan is set up correctly. We help with plan design, setup and employee enrollment.

When should we start planning for our renewal?

Ideally 90 to 120 days before your renewal date. That leaves time to collect quotes, compare funding options and communicate changes to employees.

What benefits besides health insurance can you help with?

Dental, vision, life, short- and long-term disability, and other voluntary benefits.

Let's find a better benefits plan for your team

Whether your renewal is next month or next year, a short conversation will show you what options you have. No pressure, just a clear picture.

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